12/14/2023 0 Comments Philadelphia traffic citationAs part of a legal settlement involving the States listed above, the three credit reporting agencies agreed not to report any debt that did not “arise from any contract or agreement to pay including, but not limited to to, certain fines, tickets, and other assessment.” (Settlement Agreement at Setion E(1)(c)). Often it is collection agents who enforce the civil penalties.Ī 2016 policy decision by the three credit reporting agencies Experian, Equifax, and TransUnion changed the game for speed camera citations forever. Because these hearings are not criminal but civil in nature, points may not be assessed against your license. If found to be in violation, the only penalty that can be imposed is a civil monetary fine and cost. These cases are heard by hearing officers in an administrative hearing. The speed camera citation is very different. If you were convicted of speeding you faced the possibility of points against your license, fines and court costs. These tickets were heard by judges or magistrates in criminal division courts. A police officer accused you of speeding and handed you a ticket. In the good old days the traffic ticket mechanism was simple. It is important that you understand that the speed camera citation you receive in the mail is unlike other traffic citations you may be familiar with. How are Speed Camera Citations Different?Ī brief discussion of the nature of these speed camera citations is in order. Fortunately, if you live in Alabama, Alaska, Arizona, Arkansas, Florida, Georgia, Hawaii, Maryland, Massachusetts, Michigan, Missouri, Nebraska, Nevada, New Mexico, North Carolina, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Vermont, or Wisconsin, payment of these citations is now virtually optional. Many folks find that their joyride experience ends in a speed camera citation delivered in the mail. Getting behind the wheel of your automobile and throttling down the highway is a favorite American pastime.
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12/14/2023 0 Comments 0 down move in specials near meCan I lease a car with a 500 credit score? However, unless your credit score is over 680, you will not qualify for a zero down deal. With some exceptions, the typical minimum credit score to lease a car is 620. What credit score do I need for a zero down deal? It’s important to read the details before leasing, even with advertised $0 down there may be applicable taxes and fees. The due at signing amount typically consists of the first month’s payment, security deposit, acquisition fee, and any state taxes. One of the main advantages of leasing is the low up-front costs, but keep in mind that a zero down lease will raise your monthly payment since you are not pre-paying some of the lease obligation. Learn more about how to negotiate a lease. Lease terms are typically negotiable so you can sometimes ask a car dealer to transfer your down payment into higher monthly payments. Manufacturers consistently release deals each month that have zero or very low due at signing amounts. Many popular manufacturers like Honda, Hyundai, and Nissan periodically offer lease deals with no down payment required. Who is offering leases with zero down payment? And sometimes you can negotiate zero down for other models if you have good credit. Yes, manufacturers are offering a variety of zero down lease deals right now. If you have bad credit, check out our partner, Auto Credit Express, who has one of the largest networks of car dealerships across the United States.įrequently Asked Questions Are there any car leases with no money down? Typically, these companies will speak with you about your vehicle preferences and then connect you with local dealers willing to offer loans to customers with poor credit, often with no upfront payment. This means that you can buy a new car, even if you have a 500 credit score. There are a few companies that work with dealerships that specialize in subprime lending. If you have bad credit with a credit score below 620 you will likely have a hard time getting a car lease from a dealership, much less one without a down payment. While sign and drive typically means nothing is due upfront, some zero down deals have costs at closing like a deposit of the first month’s payment and fees. You literally sign the paperwork and then drive off the lot with your new car.Īre sign and drive lease deals the same as zero down? Sign and drive is just one type of zero down offer. The dealer will roll all costs into your monthly payment so that you do not pay anything that day. Made popular by Volkswagen, sign and drive leases usually involve no out-of-pocket expenses at closing. And there are plenty of other lease deals on trucks available. Regardless of whether deals are advertised, you can often negotiate a zero down deal on either a car or truck. Perhaps because trucks are in high demand and one of the fastest growing classes of vehicles.īut don’t fret. Manufacturers do not advertise zero down deals on trucks as frequently as cars. 12/14/2023 0 Comments SipphoHer estimated birth date places her sometime after the composition and transmission of the works of the Homeric poets, which told the stories of the Trojan War and are preserved in the epics known as the Iliad and the Odyssey.īut Sappho was no epic poet, rather she composed lyrics: short, sweet verses on a variety of topics from hymns to the gods, marriage songs, and mini-tales of myth and legend. Sappho’s works clearly indicate that women – at least from her privileged social standing – had access to a formal education that included training in choral composition, musical accomplishment and performance. Mytilene appears to have been an enlightened society compared to other communities in Archaic Greece. So, where did Sappho come from? What strange land or culture gave her birth and permitted her extraordinary skills to flourish? While we know little that is certain of her life, we do know Sappho was born in the city of Mytilene on the Greek island of Lesbos, off the coast of Turkey in the late 7th Century BC. If there were any perceived need to teach a girl basic skills in reading, writing and arithmetic, it was only to equip her to run a household once she was married-off. Women lived quiet and controlled lives in ancient Mediterranean cultures with limited, if any, access to formal education. How Sappho managed to acquire the educational acumen to compose her masterpieces has sometimes baffled both ancient and modern scholars. So revered was she that the ancients called her the Tenth Muse, and her songs were passed down over centuries, inspiring generations of poets, none of whom managed to replicate her command of metre and sensual artistry. In a world dominated by male voices whose view of life, the universe and everything was the loudest and most respected, Sappho’s songs were regarded as extraordinary. With a mere two complete poems extant from nine books of verse, much is left to the imagination in the reconstruction of the output (and life) of this most mysterious of ancient poets. For those who have read the fragmented remains of the Greek poet, Sappho the loss of most of her poetic corpus is something to regret. 12/14/2023 0 Comments Her spike jonze new york times reviewwriter Theodore Twombly (Joaquin Phoenix. New Trailer of “Her” the New Stuff of Spike Jonze. The only truly predictable aspect of Spike Jonze’s Her is that it features a bizarre premise: In a very near future, recently divorced L.A.‘Her’ Review: Spike Jonze’s Beautiful, Original Look At Humanity And Love ().Spike Jonze’s New Her Trailer Will Make You Feel Feelings ().Joaquin Phoenix Is On Top Form And Ready To Win Back Hearts In Spike Jonze’s ‘Her’ ().However, unlike humans who are allotted larger margins for mistakes, technology was created to be innovative and flawless, and through miscalculations machines dismantle their pedestals of perfection. Plot In near-future Los Angeles, Theodore Twombly is a lonely, introverted man who works for a business that has professional writers compose letters for people who are unable to write letters of a personal nature themselves. Just like the anarchist fem-bot of Frtiz Lang’s “Metropolis” or the nihilist computer Hal in Stanley Kubrick’s “2001: A Space Odyssey,” “Samantha” and smart machines alike are prone to error. In “Her” our love for technology reaches its absurd conclusion upon realizing the touch of your computer will never match the touch of your living and breathing lover. Through the techy gadgets we are unable to live without, we affirm our own existence with instantaneous status updates, selfie tweets, and social media posts. “Her” expounds on our age’s obsession with the gadgets that define our lives our phones and computers operate as phantom limbs and contribute to not only our world-view through instantaneous connectivity but also to identity formation. Spike Jonze’s new movie “Her” is a sci-fi romance about Theodore Twombly (Joaquin Phoenix) who develops a mutual love affair with the new operating system “Samantha” installed on his cell phone and computer (Scarlett Johansson). ….family, friends, food, water, etcetera. Even in the future, Theodore is your typical lonely, heartbroken guy. When our love for technology, loves us back. Everything is a little less hectic and more serene. 12/14/2023 0 Comments Geogebra forumIn order to share your worksheets to the GeoGebra web site, you must either register to make a GeoGebra user account, or use an existing Google, Facebook, Microsoft or Twitter account. Shared is a so called GeoGebra worksheet. Of GeoGebra, and since most teachers/students don't have a web site of their own it is possible to post your working Since static documents cannot capture the spirit The main feature of GeoGebra is interactivity. If you want your students to use GeoGebra during exams, you should check out GeoGebra Exam Tutorial. GeoGebra's web site also has an excellentįor troubleshooting and getting access to older versions, see
12/14/2023 0 Comments Pot of gold ink blotter 1940You’ll probably end up with a little ink on your fingers using these other alternatives too. Nothing works perfectly as well as the purpose-made (bibulous) blotting paper. Just be sure to press it down carefully or you might see some smudging. What else can you use instead of ink blotting sheets? Any very absorbent paper, such as kitchen paper towel, will work reasonably well. A pack of 10 sheets, in either white or pink, costs a dollar a sheet. They are readily available on Amazon (Click Here). The most popular ink blotting sheets available today are made by the French ink, pen and stationery company, Jacques Herbin. I also keep a replica classic ink blotting rocker on my office desk (mostly for nostalgia, but it does work quite well), so I cut another sheet into strips that fit the rocker.For my passport-size Traveler’s Notebook, I cut a sheet down to the smaller size and add a small brass tab to the top corner so I can always find it easily.That way I never have to wait for ink to dry. I keep one in every notebook I’m using regularly, and whenever I write anything I simply move the sheet to that page before closing. They come in a size that’s quite convenient to slip into a regular A5-size journal or notebook.I last bought a pack of 10 sheets nearly three years ago, and I’m still working my way through them. And the good news is that a sheet can be used over and over again, so a pack will last a very long time. Unfortunately, no advertisers are still giving away free blotter sheets, but you can still buy them (see below). Click here to see some typical examples on the historical site of the U.S. They printed their campaign advertising on them and sent them out far and wide. They were like extra large business cards, but clients appreciated receiving them and kept them on their desks right in front of them to use.Īnother group who found blotter sheets a perfect promotional tool were politicians. Advertising Ink BlottersĬompanies began giving away blotter sheets with their advertising messages and contact details. Advertisers were quick to see an opportunity and capitalize on it. (Sorry!)īy the 1950’s, even though fashionable desk sets still included a rocker, many people had found that it was just as effective (and a little more convenient) to simply use blotting paper sheets and press them down on a page by hand. So far we’ve established that fountain pen users were the first rock ‘n rollers. They never quite gained the same popularity, probably because they didn’t work quite as well. These blotter rollers can also be found in antique shops and through online auctions, but not as commonly as the rockers. It could then be rolled over the page to absorb the ink. The basic idea was the same botting paper was wrapped around the roller and glued in place. The paper retained ink far better than felt, and could be replaced quickly and inexpensively.Ī variation on the idea of the rocker was another design in the form of a roller. This highly absorbent blotting paper (with the thickness of a card stock) was easily cut to size and attached to a rocker using a plate and screw. You may also recognize it as very similar to the paper used by watercolor artists. Bibulous paper is a fibrous paper that is also used in laboratories for test strips. Then, in 1856, the company of Joseph Parker and Son, began producing bibulous paper for ink blotting. This was a marked improvement, but the felt was expensive and tended to become stained before long and could leave marks. These had a piece of felt attached to a curved base, and were used by rocking the felt over the page so that it absorbed the freshly laid down ink. In the early 1800’s, the first “hand blotters” were devised. It worked to a degree, but you only need to go back and read some documents of that era to see that smudging was a problem. Before the invention of ink blotting paper, starting back in the days of quill pens, people would sometimes sprinkle salt on their writing as a way to quickly dry up excess ink. 12/14/2023 0 Comments Video capture screenflowAnd whenever new features are made available, are included in newer versions of the app – which require you pay to actually get the update, since it isn't free. CONSĬompared to other video editing solutions, ScreenFlow can come across as relatively pricey. Plus, it can be used as a screen and video recorder too, making it a pretty complete solution for all things video. As a Mac user, I'm used to apps and programmes often have a rather "minimalistic" and decluttered approach, and ScreenFlow falls perfectly into this category. The workspace isn't clutter, which makes it easier to work on different aspects of your video, be it the video part, the audio part or even additional elements such as text, transitions and still images. Things are different with ScreenFlow, though. All of this, made the experience with such tools not as smooth and straightforward as it could have been. Some video editing software I used in the past did have a relatively "busy" workspace, full with different features, effects, etc. Of the different things ScreenFlow brings to the table, my favorite one is its user interface. Our products and services include award-winning tools for System Timing, Monitoring, Storage Management, Ingest, Capture, QC, Inspection, Transcoding and Processing, Playing and Streaming. It just means it fills up my cloud storage so I have to keep backups of the source screencaptures local, and backed up to an external hard drive. ScreenFlow is a fantastic screen recording application that can help you record any screen, and then provides you with powerful video editing tools to make. Telestream empowers cost-effective and high quality production, processing, storage and distribution of any video content. Which in itself isn't a problem, as hard drives are generally very large now. I've gotten in the habit of recording my 5K iMac screen at full resolution so I can do some nice zoom ins and zoom outs, but of course this leads to quite large files. Although there is one thing, which is mainly my issue. The output has been very professional and clear and clean. I haven't really scratched the surface of what Screenflow can do but even with the most basic of features, I'm not overwhelmed with all the features. Recording high-quality audio at the same time. Screen capture is so straightforward and easy to set up, and then you can be straight into the editing suite. I've managed to create some lovely gif animations which I didn't imagine I would. Oh and the tutorials and help resources are all you'll need if you want to do something a bit more flash. I'm am so glad I opted for this when I did. But with remote desktop access I can unassign the license and reassign it to my laptop and vice versa without a hitch. I'm often away for months at a time and don't know whether I'll need to use it for a project. And sometimes I have to do this remotely. Because I travel I often have to move the license from my iMac desktop to my laptop. 12/14/2023 0 Comments White tv cord coverDecorate your living room with the Delamu cord hider wall mounted tv You can paint the cable channel the same color as your walls and easily cut the cord hider to any desired length.
12/14/2023 0 Comments Freedom planet 2 devlogGlen Cumming provided media and material of his Amiga games AlienBash and AlienBash II to the fan community, who was able to restore source code in 2014. Scott Adams Adventureland's source code was published in SoftSide magazine in 1980 and the database format was subsequently used in other interpreters such as Brian Howarth's Mysterious Adventures series. In 2016 a community developer released a "20th anniversary source port" which enabled custom resolutions, OpenGL rendering, Xbox 360 controller support and fixed the music. Only shareware data, excluding the sound effects, is in the public domain the rest is proprietary. Game source code was released as public domain along with the shareware-released media files. Licenses can be public domain, GPL, BSD, Creative Commons, zlib, MIT, Artistic License or other (see the comparison of Free and open-source software and the Comparison of free and open-source software licenses). The games in this table were released under a free and open-source license with free content which allows reuse, modification and commercial redistribution of the whole game. Although Saltsman has noted that those clones can be removed from storefronts with a DMCA takedown notice, Jeff Rosen, co-founder of Wolfire Games, has recognized that such practices may discourage game developers from releasing their code. However, releasing the source code may and has led to clones using the original proprietary assets from the game, with two notable examples of games having clones thanks to the source release being Canabalt and Lugaru HD. Wolfire Games also noted (along with Saltsman) that releasing the source code didn't reduce sales. Some developers that have released their source code have concluded that, in general terms, such action has not been harmful and even beneficial, among them Alec Holowka ( Aquaria), Adam Saltsman ( Canabalt), John Carmack ( Wolfenstein 3D, Doom, Quake), Brian Hook ( Quake II), and Terry Cavanagh ( VVVVVV). with unofficial patches to fix bugs or source ports to make the game compatible with new platforms. Source code availability in whatever form allows the games' communities to study how the game works, make modifications, and provide technical support themselves when the official support has ended, e.g. SourceForge or GitHub), or given to selected game community members, or sold with the game, or become available by other means. The source code may be pushed by the developers to public repositories (e.g. Such source code is often released under varying (free and non-free, commercial and non-commercial) software licenses to the games' communities or the public artwork and data are often released under a different license than the source code, as the copyright situation is different or more complicated. In several of the cases listed here, the game's developers released the source code expressly to prevent their work from becoming abandonware. When there is no more expected revenue, these games enter the end-of-life as a product with no support or availability for the game's users and community, becoming abandoned. The source code of these commercially developed and distributed video games is available to the public or the games' communities.Ĭommercial video games are typically developed as proprietary closed source software products, with the source code treated as a trade secret (unlike open-source video games). This is a list of commercial video games with later released available source code. For commercial games which were released as freeware without source code, see List of commercial video games released as freeware. For open source video games, see List of open-source video games. 12/14/2023 0 Comments Aopa loan calcThere is also an advertisement for AOPA Aviation Finance so there may be an affiliation between the two companies. They also have a very simplified aircraft loan calculator that offers to calculate a users loan payment if the user enters the interest rate, loan term in years, and the amount of the loan. Aero TraderĪero Trader is an online marketplace to post airplanes and other aircraft for sale. Similar to AOPA, a person can visit their site in order to find requirements to fill out to apply for a loan. The National Aircraft Finance Company(NAFCO) has been in business since 1987 and is an affiliate of Pilot Bank headquarterd out of Tampa Bay Florida. There's no loan amortization table or any other features. The user puts in the loan amount, interest rate, and number of years on the loan and then it calculates a monthly payment for the user. However, they have a loan calculator that is extremely simplified. The National Aircraft Finance Company is also an aircraft loan lender similar to AOPA. A person can select Kits, light sport, piston single, piston twin, turboprop and turbine, helicopter, warbird and antiques and the calculator will adjust to show the minimum down payment required for the type of air plane. They also have required down payments based on the type of aircraft a person selects. They also calculate a persons range of payments for a 20 year, 15 year, and a 10 year loan which gives the user a broad understanding of how loan term may affect their payment. Their calculator selects a range of interest rates based on the type of aircraft a person selects and calculates a payment within that range. Because AOPA is an aircraft lender themselves, this has allowed them to incorporate actual interest rates and loan length/terms into their calculator based on the aircraft type. AOPA FinanceĪOPA Finance provides an aircraft loan calculator to their site vistors. The charts graph the loan balance, the principal and interest, and the aircraft value during the life of the loan. Lastly, don't forget to check out the charts and graphs by clicking the buttons just above the amortization table. The user can enter a purchase price and an annual depreciation rate in order project how an aircraft may depreciate over time. These numbers give the user totals in order to avoid have to scroll all the way to the bottom of the table.Īnother feature is the aircraft value column in the table. Right above the amortization table, there are 4 large numbers. In addition, the user is able to enter an extra monthly payment in the extra monthly payment field and the amortization schedule automatically updates with this information. In addition to calculating the monthly payment an entire amortization table will populate with a loan schedule dividing payments into principal and interest. This aircraft loan calculator requires the user to enter their loan amount, loan term in years, and interest rate in order to calculate their monthly payment. We may be biased, but we really like our aircraft loan calculator. Here is a list of aircraft loan calculators in no particular order: IQ Calculators - Aircraft Loan Calculator So each of these calculators are fixed interest rate calculators but they still help the person buying the aircraft estimate payments on a loan if not for the entire loan, then at least the beginning of it. That said, aircraft calculators won't be able to model a floating rate loan as that would require the calculator to know what interest rates will be in the future.and there's nobody that knows that. This is especially true if an aircraft buyer opts for a floating rate loan tied to an interest rate market like the LIBOR.these floating rate interest rates tend to be a bit lower than a fixed rate interest loan. With interest rates at all time lows, it makes sense for some to borrow the money so that their other money can earn higher rates. For those who are thinking of purchasing an airplane, helicopter or some other type of aircraft, it is possible that they might want to finance the purchase. |
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